95 Paddock Drive

Lancaster, VA
$ 395,950 Beds 4 Baths 2.5 Sq 2,348
Monthly Estimate* How much can I afford?

Are you looking for the best COVID Christmas Present EVER!!!! How about endless opportunities to social Distance with Family in an amazing waterfront house with 3 and a half acres on Lancaster creek. A five minute boat ride up from the Rappahannock river with a deep channel to the dock allows for larger vessels to maneuver. Five foot depth at low tide, two jet ski lifts to accommodate all of your toys and plenty of room on the 20 x 20 sun deck make for fun filled or relaxing days. Good internet allows you to work and study remotely so you can take advantage of all that this property has to offer all week long. Minutes to the cute fishing village of Morattico, just around the bend from BEAUTIFUL Belle Isle State park and close proximity to Kilmarnock and Whitestone. An easy drive from Richmond, Fredericksburg or Northern Virginia makes this a wonderful weekend getaway. The recently renovated low maintenance house is well thought out with ample indoor and outdoor living spaces, plenty of room to sleep and play. Weather you enjoy it with just your family or want to entertain, this is the perfect place for you.


  • Price
  • $ 395,950
  • Lot Size
  • 3.57 Acres
  • Bedrooms
  • 4
  • Sqr Footage
  • 2,348
  • Full Bathrooms
  • 2
  • Year Built
  • 2002
  • Half Bathrooms
  • 1
  • City, Zip
  • Lancaster
  • Taxes
  • 2382
  • County
  • Style
  • Reverse,Cabin/Lodge,Contemporary
  • Area
  • MLS#
  • VALV100798
  • Zip
  • 22503
Listing Provided by: Joyner Fine Properties Inc



Accessibility 2+ Access Exits
Architectural Style Reverse, Cabin/Lodge, Contemporary
Association Fee Includes Road Maintenance
Association Name EDGEWATER
Association Y/N Yes
Condo/Coop Association Y/N No
Construction Materials HardiPlank Type
Cool Fuel Electric
Cooling Central A/C
Elementary School LANCASTER
Flooring Hardwood, Ceramic Tile
Garage Y/N No
HOA Fee 120.00
HOA Fee Frequency Annually
Heating Forced Air, Heat Pump - Electric BackUp
Interior Features Ceiling Fan(s), Dining Area, Kitchen - Island, Primary Bath(s), Primary Bedroom - Bay Front, Tub Shower, Upgraded Countertops
Levels 2
New Construction No
Other Structures Above Grade
Ownership Fee Simple
Patio/Porch Features Porch(es), Deck(s), Screened
Possession Settlement
Price Per Sq Ft 168.63
Property Type Residential
Real Estate Owned Y/N No
Senior Community Y/N No
Sewer Septic Exists
Structure Type Detached
Subdivision Name EDGEWATER
Tax Annual Amount 2382.0
Tax Year 2019
Vacation Rental Y/N No
Water Access Y/N Yes
Waterfront Features Private Dock Site
Zoning R1

Interior Features

Above Grade Finished Area 2348
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Basement Full, Outside Entrance, Walkout Level
Basement Y/N Yes
Bathrooms Count All Lower Levels 2
Bathrooms Count Lower Level 1 2.00
Bathrooms Count Main Level 1.00
Bathrooms Full All Lower Levels 2
Bathrooms Full Lower Level 1 2
Bathrooms Half Main Level 1
Bedrooms Count All Lower Levels 4
Bedrooms Count Lower Level 1 4
Central Air Y/N Yes
Fireplace Features Gas/Propane
Fireplace Y/N Yes
Full Baths 2
Half Baths 1
Heating Fuel Electric
Heating Y/N Yes
Hot Water Electric
Laundry Type Hookup
Living Area 2348
Room Type Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Foyer, Recreation Room, Utility Room, Primary Bathroom
Total Baths 3
Total Bedrooms 4
Total Fireplaces 1

Exterior Features

Dock Type And Features Material - Treated Lumber, Hoist/Lift Manual, Private, Sun Deck
Dock/slip Conveys Yn Yes
Lot Size Acres 3.57
Lot Size Source Estimated
Lot Size Square Feet 155509.00
Navigable Water Y/N Yes
Number of Docks 1
Number of Slips 1
Pool Y/N No Pool
Spa No
Type of Parking Driveway, Off Street
Water Access Features Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed, Waterski/Wakeboard, Boat - Powered
Water Body Type River
Water Oriented Y/N Yes
Water Source Well
Water View Y/N No
Waterfront Y/N Yes


  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Master On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator


Per Month

Based on the average sale price from the Fredicksburg, VA office

  • Monthly Principal & interest $1,939
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 4.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.


Elementary School Lancaster Elementary School
Middle School Lancaster Middle School
High School Lancaster High School

Price History

11/19/2020 Listed $395,950

Property vs Zip Code Average in 22503

AVG $430K
AVG $2,079
AVG 24
Year Built
AVG 1985


95 Paddock Drive Lancaster, VA is a Single Family Home for sale at $395950 with 2348 sqft and a lot size of 3.57 Acres Acre(s). 95 Paddock Drive Lancaster has 4 bedrooms, 2 baths and was built in 2002. The property's zip code is 22503 which is in Lancaster, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 4.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.