522 Saint Charles Street

Elkton, MD
$ 229,900 Beds 3 Baths 2 Sq 1,260
Monthly Estimate* How much can I afford?

Welcome home to a charming cape cod with plenty of character. 3 bedrooms, 2 full bathrooms, formal dining room and a newly renovated kitchen. Kitchen includes refinished cabinets, new granite countertops, a 8ft granite breakfast bar and stainless steal appliances . Bathrooms both have ceramic tile flooring and granite countertops. 2nd floor bedrooms have vinyl plank and pergo floors. A mini split AC/Heat unit installed 3 years ago on the main level. Hot water heater replaced in 2018. Finished basement with laundry room, storage room, pellet stove and French doors leading out to the back yard. A large 12 X 30 deck was added onto the house in 2016 adding lots of space for gatherings and entertaining. All of this under a brand new 50 year roof, installed in 2020. This home truly stands out and is situated on a quiet street with little traffic. Close to Delaware line.


  • Price
  • $ 229,900
  • Lot Size
  • 6,970 SqFt
  • Bedrooms
  • 3
  • Sqr Footage
  • 1,260
  • Full Bathrooms
  • 2
  • Year Built
  • 1993
  • Half Bathrooms
  • 0
  • City, Zip
  • Elkton
  • Taxes
  • 3032
  • County
  • Style
  • Cape Cod
  • Area
  • MLS#
  • MDCC171780
  • Zip
  • 21921
Listing Provided by: Keller Williams Real Estate - Newark



Acceptable Financing FHA, Conventional, VA, Cash
Accessibility None
Additional Parcels Y/N No
Appliances Dishwasher, Disposal, Dryer - Electric, Oven - Self Cleaning, Oven/Range - Electric, Range Hood, Refrigerator, Water Heater
Architectural Style Cape Cod
Association Y/N No
Condo/Coop Association Y/N No
Construction Materials Concrete, Vinyl Siding, Mixed Plumbing, Other
Cool Fuel Electric
Cooling Heat Pump(s), Window Unit(s)
County CECIL
Electric 220 Volts
Elementary School THOMSON ESTATES
Exclusions All Personal Property
Exterior Features Exterior Lighting, Sidewalks, BBQ Grill, Awning(s)
Flooring Hardwood, Partially Carpeted, Laminated
Garage Y/N No
Heating Baseboard - Electric, Wood Burn Stove
High School ELKTON
Historic Y/N No
Interior Features Carpet, Combination Kitchen/Living, Dining Area, Floor Plan - Open, Formal/Separate Dining Room, Pantry, Tub Shower, Upgraded Countertops, Wood Floors
Junior High ELKTON
Levels 2
Location Type Suburban
New Construction No
Other Structures Above Grade
Ownership Fee Simple
Parking Features Asphalt Driveway
Patio/Porch Features Deck(s)
Possession 0-30 Days CD, Negotiable
Price Per Sq Ft 182.46
Property Type Residential
PropertyCondition Very Good
Real Estate Owned Y/N No
Roof Shingle, Pitched
Section 2
Security Features Main Entrance Lock, Security System, Smoke Detector
Senior Community Y/N No
Sewer Public Sewer
Structure Type Detached
Subdivision Name GRAY MOUNT
Tax Annual Amount 3032.0
Tax Lot 80
Tax Year 2019
Vacation Rental Y/N No
Water Access Y/N No
Zoning R3

Interior Features

Above Grade Finished Area 1260
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Basement Full, Fully Finished, Heated, Rear Entrance, Sump Pump
Basement Y/N Yes
Bathrooms Count All Upper Levels 1
Bathrooms Count Main Level 1.00
Bathrooms Count Upper Level 1 1.00
Bathrooms Full All Upper Levels 1
Bathrooms Full Main Level 1
Bathrooms Full Upper Level 1 1
Bedrooms Count All Upper Levels 2
Bedrooms Count Upper Level 1 2
Below Grade Unfin Area Units Square Feet
Central Air Y/N No
Fireplace Y/N No
Full Baths 2
Heating Fuel Electric, Wood
Heating Y/N Yes
Hot Water Electric
Laundry Type Basement
Living Area 1260
Main Level Bedrooms 1
Room Type Dining Room, Bedroom 2, Bedroom 3, Kitchen, Family Room, Basement, Bedroom 1, Utility Room, Bathroom 1, Bathroom 2
Total Baths 2
Total Bedrooms 3
Total Rooms 9
Window Features Double Pane, Energy Efficient

Exterior Features

Fencing Rear, Split Rail
Foundation Details Concrete Perimeter
Horse Y/N No
Lot Features Front Yard, Landscaping, Rear Yard
Lot Size Acres 0.16
Lot Size Source Assessor
Lot Size Square Feet 7187.00
Navigable Water Y/N No
Pool Y/N No Pool
Road Surface Type Black Top
Roadresponsibility City/County
Spa No
Total Parking Spaces 4
Type of Parking Driveway, On Street
Water Oriented Y/N No
Water Source Public
Water View Y/N No
Waterfront Y/N No


  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Master On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator


Per Month

Based on the average sale price from the Fredicksburg, VA office

  • Monthly Principal & interest $1,939
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 4.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.


Elementary School Thomson Estates
Middle School Elkton Middle School
High School Elkton High School

Price History

11/21/2020 Listed $229,900

Property vs Zip Code Average in 21921

AVG $300K
AVG $5,219
AVG 23
Year Built
AVG 1979


522 Saint Charles Street Elkton, MD is a Single Family Home for sale at $229900 with 1260 sqft and a lot size of 6,970 SqFt Acre(s). 522 Saint Charles Street Elkton has 3 bedrooms, 2 baths and was built in 1993. The property's zip code is 21921 which is in Elkton, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 4.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.