401 Loyalist Drive

Ruther Glen, VA
$ 425,000 Beds 3 Baths 2 Sq 1,729
Monthly Estimate* How much can I afford?

Lovely Waterfront One Story Living on close to 1 acre on Ladysmith Lake in beautiful Lake Caroline. This one owner home is nestled at the end of the Lake with Common Area beside it & across the Lake - Views of the Water can be see from almost every room! Plus you have a Screened Porch, side deck & dining room overlooking the waterside views. Huge Kitchen with lots of counter space, pull out drawers & nice built in Pantry with pull outs too. Spacious Primary Bedroom with Vaulted Ceiling, Palladian Window & Sitting Area. Full Walk in Closet & Separate Primary Bath with Shower. Home sits on the corner with a nice 2 car side load garage has a Storage Shed - Potting Shed Too. Enjoy Boating, fishing, kayak or just floating around this peaceful Lake right outside your own back yard! Ladysmith Lake is 10 Acres & you also get to enjoy Lake Caroline which is 277 Acres & a Full Service Lake that Offers: Water Ski, Jet Ski, Wake Board, Fishing Tournaments, Tennis, Pickleball, Basketball, 2 Sandy Beaches, Playgrounds, Clubhouse, Pool & More! Close to Kings Dominion Park, Meadow Event, Wineries, Golf, Shopping, Library, YMCA & Local Farmer's Market Too ! Weekend Retreat or Retire at the Lake !

Single Family

  • Price
  • $ 425,000
  • Lot Size
  • 0.87 Acres
  • Bedrooms
  • 3
  • Sqr Footage
  • 1,729
  • Full Bathrooms
  • 2
  • Year Built
  • 2002
  • Half Bathrooms
  • 0
  • City, Zip
  • Ruther Glen
  • Taxes
  • 1712
  • County
  • Style
  • Ranch
  • Area
  • 45 - Caroline
  • MLS#
  • 2033761
  • Zip
  • 22546
Listing Provided by: Pam S Lawrence with Hometown Realty.



Accessibility Accessible Full Bath, Accessible Bedroom, Accessible Kitchen
Appliances Dryer, Dishwasher, Gas Cooking, Microwave, Refrigerator, Stove, Water Softener, Washer
Architectural Style Ranch
Association Fee Includes Clubhouse, Common Areas, Pool(s), Snow Removal
Association Y/N Yes
Attached Garage Yes
Community Features Basketball Court, Beach, Boat Facilities, Common Grounds/Area, Clubhouse, Gated, Home Owners Association, Lake, Playground, Park, Pond, Pool, Tennis Court(s)
Construction Materials Brick, Drywall, Vinyl Siding
Cooling Central Air, Heat Pump
Elementary School Lewis & Clark
Exterior Features Deck, Out Building(s), Storage, Shed
Flooring Carpet, Laminate, Parquet, Wood
Garage Spaces 2
Garage Y/N Yes
HOA Fee 1472
HOA Fee Frequency Annually
Heating Electric, Forced Air, Heat Pump
High School Caroline
Interior Features Breakfast Area, Bay Window, Tray Ceiling(s), Ceiling Fan(s), Dining Area, Separate/Formal Dining Room, Eat-in Kitchen, Kitchen Island, Pantry, Recessed Lighting, Solid Surface Counters, Walk-In Closet(s)
Junior High Caroline
MLS Area 45 - Caroline
Other Structures Outbuilding
Parking Features Attached, Circular Driveway, Garage, Garage Door Opener
Patio/Porch Features Deck
Pool Features Fenced, Outdoor Pool, Pool, Community
Property SubType Detached
Property Type Residential
PropertyCondition Resale
Roof Composition
Security Features Gated Community, Security Guard
Sewer Septic Tank
Stories 1
Subdivision Name Lake Caroline
Terms Cash, Conventional, FHA, USDA Loan, VA Loan
View Water
Waterfront Features Lake, Lake Front, Other, Water Access, Walk to Water, Waterfront
Zoning Description R1

Interior Features

Air Conditioning Y/N Yes
Basement Crawl Space
Full Baths 2
Heating Y/N Yes
Laundry Features Washer Hookup, Dryer Hookup
Living Area 1729
Total Baths 2
Total Bedrooms 3
Total Rooms 8
Window Features Palladian Window(s)

Exterior Features

Door Features Sliding Doors
Fencing None
Frontage Length 80.0000
Lot Features Waterfront
Lot Size Acres 0.87
Lot Size Area 0.87
Lot Size Units Acres
View Y/N Yes
Water Source Public
Waterfront Y/N Yes


  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Master On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator


Per Month

Based on the average sale price from the Fredicksburg, VA office

  • Monthly Principal & interest $1,939
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 4.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.


Elementary School Lewis & Clark Elementary School
Middle School Caroline Middle School
High School Caroline High School

Price History

11/5/2020 Listed $425,000

Property vs Zip Code Average in 22546

AVG $310K
AVG $1,250
AVG 51
Year Built
AVG 1999


401 Loyalist Drive Ruther Glen, VA is a Single Family Home for sale at $425000 with 1729 sqft and a lot size of 0.87 Acres Acre(s). 401 Loyalist Drive Ruther Glen has 3 bedrooms, 2 baths and was built in 2002. The property's zip code is 22546 which is in Ruther Glen, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 4.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.